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Many people who faced accidents and injuries due to the negligence of others were left at a loss financially and feared legal proceedings as it came with exorbitant legal fees and questions of who will become responsible for them in the end.
This led to the introduction of No Win No Fee schemes - allowing individuals to claim compensation without fear.
No win no fee, also known as a conditional fee arrangement (CFA), is an agreement between you and your solicitor that is put in place to claim compensation without worrying about upfront legal fees.
No Win No Fee is subject to the solicitors firm agreeing to take on your case and appropriate insurance cover being put in place.
At the start of your claim, your solicitor may ask you to check if you have legal protection policy that has appropriate cover in place through your home or motor insurance policy or is provided as a credit card benefit.
If this is not the case, your solicitor will ask you to take out a legal protection insurance policy known as the After the Event policy (ATE Policy). This pays the costs if your claim were to fail and therefore your solicitors must always require legal protection insurance be in place just in case that happens.
Your solicitors will provide you with the cost of the ATE policy at the start of your claim.
If you win your claim, you are liable to pay:
You are entitled to seek recovery from your opponent for part of or all of your solicitors' basic charges and expenses and disbursements, but NOT the success fee or any insurance premium.
Your solicitors' 25% success fee will NOT be applicable to vehicle damage claims, loss of income claims or cost of care claims.
If your compensation claim is unsuccessful, the no win no fee agreement states that you do NOT need to pay your solicitor any money.
This works because if you lose you will normally have the benefit of Qualified One-Way Cost Shifting (QOCS) so the court will not usually enforce an order for costs against you, unless:
· the proceedings have been struck out; or
· the claim is fundamentally dishonest; or
· the claim includes a claim for the financial benefit of someone else.
If you lose, you do not pay your solicitors' charges but the solicitors may require you to pay their expenses and disbursements.
You have the right to cancel this contract within 14 days without giving any reason under The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
If you end this agreement after the 14 days cancellation period, and before you win or lose, you are required to pay the solicitors' basic charges, expenses and disbursements.
Your solicitors will be able to provide you with further information and explanation of these terms and conditions and can answer any questions you may have.
As a victim of an accident, you can claim compensation for personal injury without the fear of inflated legal expenses or losses
If you lose the claim and it includes a claim for Personal Injury you will be liable for the Defendants Costs and Disbursements but provided your Claim is not fundamentally dishonest, any order for Costs will not be enforced against you. This is called Qualified One-Way Cost Shifting (QOCS)
Helps you claim compensation for personal injury in circumstances where you would otherwise not have the necessary funds to do so
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Where we offer No Win No Fee services, typically customers pay 25% of the amount recovered to the solicitors representing them. This will be subject to your individual circumstances and the actual fee may be less than this, but it will never be more. Please always clarify the fees with your representative solicitor.
Authorised and Regulated by the Financial Conduct Authority in respect of regulated claims management activities. Firm Reference Number FRN 836809.
Registration is recorded at https://register.fca.org.uk
Blackstone Claims Ltd is a claims management company and only undertakes marketing activities which comply with the FCA Handbook. Regulatory information
Blackstone Claims Ltd is registered in England and Wales, Company registration number: 10386043. Information Commissioner Office number: ZA305065.
Any solicitor we refer you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor.