Claiming Compensation for a Road Traffic Accident

Even if you believe you are at fault for the accident caused, do not accept liability at the scene of the accident.

Obtain the name, contact number, vehicle registration number and insurance details of the third party at the scene of the accident.

Use your mobile to take pictures of the accident and its surroundings so that it is easy to see how the accident may have occurred. Ensure pictures of the damage to the vehicles are captured clearly.

Seek immediate medical attention in the event of any injury. Keep a record of all medical appointments as this will be required when claiming compensation for the Road Traffic Accident.

In some situations, such as the reluctance or refusal of the third party to share the necessary details, your only option is to contact the police for advice. This includes third party fleeing the scene of the accident without stopping. In this case, try to record the vehicle registration number as soon as possible.

Obtain the contact name, address and telephone number of any independent witnesses present. This can assist you when claiming compensation for the Road Traffic Accident.

Whether you choose to let your insurance company handle your claim or not, they are required to record and report all accidents. Therefore, you are required, as part of your insurance policy terms and conditions, to report any accidents within 24 hours to your insurance company. 

As our memory of an accident diminishes over time, it is vital you record key details of the accident whilst it is still fresh in your mind. Things to note include but are not limited to: What were you doing at the time of the accident? What were the weather and road conditions like? How did the injury occur? etc. 

Gather and keep records of all expenses in the form of receipts if you would like to be compensated for any financial losses as a result of the accident.